COVID-19 SUPPORT, FOOD & FINANCIAL RELIEF
Resources and strategies to help those experiencing hardship
As the spread of COVID-19 continues to impact many individuals and families, we are here to help. Even though we may not be able to utilize our church building in the same capacity, we are a loyal faith family dedicated to caring for those around us.
Currently, there are a number of measures being considered to help families financially over the coming weeks. For a summary of those items, see the National Relief Measures and Local Relief Measures sections below.
Do you find yourself in a vulnerable place during this challenging season? If you are in the COVID-19 ‘high risk’ demographic and need assistance, please contact us at 503.638.5900 or email@example.com. You will be connected with an individual or Community Group near you that can step in to help with things like: picking up groceries, running errands or tech support. Note, this is not intended to help with those struggling with financial needs.
STEPS TO TAKE IF YOU’RE CONCERNED ABOUT PAYING BILLS
- If you haven’t looked at a budget in a while, now’s the time to do so. Every Dollar is a great free app to use to get a budget together.
- Get clarity from your income sources as to what the reality will look like over the coming weeks.
- Cut spending to bare necessities. If you can’t pay all of your bills, Dave Ramsey recommends you spend your money on these four items first and in this order: Food, Utilities, Shelter and Transportation.
- If you’re still not able to cover all of your expenses, identify payments that can be deferred:
- Call creditors to explain your situation. You can ask for temporary relief on your monthly payments. If you offer to still send some money, even if it’s a smaller amount than your typical payment, they might be more willing to work with you.
- If you have federal student loans, you can forbear (interest accrues) or defer (interest doesn’t accrue on subsidized federal loans) your loan payments.
- For student loans, use this questionnaire to understand what options are available to you.
- If you’re paying extra on debt(s) right now and have less than one to two months’ worth of expenses in an emergency fund, it might not be a bad idea to temporarily stop extra payments and then restart them once things settle down.
- Use this week to get a game plan together and gather information, as there may be more changes coming.
- If you want to talk to a pastor on staff, please call 503.638.5900 or email firstname.lastname@example.org.
NATIONAL RELIEF MEASURES
Broad Measures (Updated: 3/29)
- Free COVID-19 testing to anyone, regardless of insurance status.
- The tax-filing deadline has been moved from April 15 to July 15 for both Federal and Oregon.
- Stimulus checks directly to American households. Use this calculator to estimate how much your family will receive.
- Many banks have said that if customers are having trouble making payments on loans (mortgages, credit cards, personal loans, auto loans, etc.) to call them to find out what options are available.
- Foreclosures and evictions will be suspended for 60 days on all HUD-owned properties and mortgages backed by the FHA, Fannie Mae or Freddie Mac.
- Additionally, homeowners are eligible for a forbearance plan to reduce or suspend their mortgage payments for up to 12 months. Borrowers should contact their loan servicer to ask about this.
- Suspend Federal student loan payments through September 30 with no accrual of interest on these loans. Borrowers should contact their loan servicer to ask about this.
- Individuals that apply for unemployment insurance will receive an additional $600/week for up to four months on top of what they would normally receive from unemployment benefits. Self-employed workers and independent contractors are eligible for this program.
Other Measures (Updated: 3/29)
- Emergency paid leave for up to three months if you are sick, quarantined, or taking care of a sick family member. It would be 2/3 of your normal salary and doesn’t apply if you receive unemployment compensation (employers with fewer than 500 employees).
- Paid sick leave for two weeks (employers with fewer than 500 employees).
- $350 billion small business loan program to provide companies with 500 or fewer employees access to funds to continue paying employees.
- For funds taken out of retirement accounts like 401(k)s or IRAs, the 10 percent tax penalty is waived for people who are experiencing economic hardships.
LOCAL RELIEF MEASURES
Oregon COVID-19 Response
- Xfinity will not disconnect or add late fees for customers who contact the company. Customers will have unlimited data for 60 days, and Xfinity Wi-Fi hotspots will be free for anyone. New customers will also get access to 60 days of free Internet Essentials service (25 Mbps).
- AT&T, Verizon, and Sprint will not terminate or add late fees for the next 60 days. Public Wi-Fi hotspots are also open and customers will receive unlimited Internet data.
- T-Mobile advises customers with past-due amounts to set up payment arrangements online.
FINANCIAL AND FOOD ASSISTANCE RESOURCES
Financial Assistance Resources
- Rolling Hills Operation Blessing program is a designated fund devoted to helping our faith community overcome a financial difficulty by providing one-time financial help. If you are interested in knowing how this program more specifically can help you, please call the church at 503.638.5900 and ask to speak to the pastor on call.
- Oregon Government COVID-19 Resources
- We are honored to partner with the Tualatin School House Pantry, a nonprofit organization located on the lower level of our building. The Pantry serves a huge need in our local community. Last year alone, they provided food for over 2,300 families in need! Learn more>>
- Find other local food pantries>>
Free Community Meals
- Hope’s Table is a dinner we serve every Monday night from 5-6:30 PM at Rolling Hills for anyone in our community. During this season we are serving to-go boxes only (no dining in until further notice). Our heart is to provide a bit of rest, friendship, and belonging as we share a hot meal with our neighbors. Email email@example.com for more information.
- Wash & Worship: Every Sunday morning from 8:30-10:30 AM we provide a hot breakfast, and access to showers and laundry services for those in need throughout our community. We also stream our Sunday Gathering for those who would like to worship with us. Email firstname.lastname@example.org for more information and to learn how to volunteer.
- Borland Free Clinic, located in our Community Life Center, is currently open on Mondays from 3-7 PM for urgent visits only.
- Medical Teams International is using our east parking area on Tuesdays from 9 AM-2 PM as a site for their Dental Van to alleviate severe dental pain, treat infection and divert patients from seeking relief at local emergency rooms.
- Oregon Health Authority COVID-19 Updates